Church Insurance

We insure one third of all churches in the greater Richmond area. Policies are available for church property, liability, church schools, day cares, church vehicles, workers' compensation, excess liability, sexual misconduct, and systems coverage. Our specialty is providing all the comprehensive coverages that churches require.

Policyholder Protection Provided in Virginia

We offer the following insurance protection services for churches and related ministries in Virginia.

Property Protection

• Special peril protection
• Inflation guard endorsement
• Property protector endorsement
• Bond
• Equipment breakdown endorsement
• Other ministry-specific property coverages

Liability Protection

• General (premises/operations) liability
• Sexual acts liability
• Counseling liability
• Directors and officers liability
• Employment practices liability
• Non-owned vehicle coverage
• Other ministry-specific liability coverages

Excess Liability

Vehicle Protection

• Liability coverage
• Uninsured/underinsured motorist coverage
• Auto medical payments coverage
• Vehicle physical damage coverage

Workers' Compensation

Foreign Travel Insurance Options

• Foreign liability
• Foreign contingent auto liability
• Foreign workers' compensation
• Accidental medical and sickness
• Travel assistance services

Whatever your organization's size or ministry, Sanford Insurance offers products and services tailored to meet your unique needs. We're constantly updating and improving our coverages to meet the complex and changing demands of today's ministries. Our insurance products are designed to let you focus on what concerns you most - your ministry.