Motorcycle Insurance in Virginia

Motorcycle and Scooter Insurance Based in Richmond, VA

Driving a motorcycle can be very thrilling but it can also be very dangerous. When you’re out on the road, you’re exposed to a number of risks. Don’t ride unprotected and make sure you have the right insurance for your motorcycle or scooter. At Sanford Insurance, we offer full coverage, liability, uninsured motorist coverage, medical payments and additional equipment coverage for your motorcycle or scooter. The coverage may vary based on specific criteria. We represent multiple companies to find the right price and coverage for you. Discounts may be available for cycle associations or groups.

Giving You The Most Coverage Options

Because we want you to have the most protection while operating your motorcycle, we offer comprehensive coverage policies. The primary coverages that make up our motorcycle policy include:

 

  • Bodily injury liability coverage
  • Collision coverage
  • Comprehensive coverage
  • Property damage coverage
  • Uninsured/underinsured motorist coverage

Why Motorcycle Insurance in Virginia?

Our agents at Sanford will find you the coverage that is most suited to your lifestyle, using the best policies to give you the most protection. Particular policies could help repair your bike, alleviate stresses associated with financial burdens, cover damages incurred from collisions where you are and are not liable.

Choose the Best Motorcycle Insurance Coverage Option For You

Picking the right coverage for you involves understanding what your needs are and then what each insurance policy option has to offer.

Bodily Injury Liability Coverage

This type of motorcycle insurance covers you if you cause an accident and injure someone else. It acts as a financial safety net to help pay for the other person’s expenses after the accident. It does not cover your own medical bills or repairs to your motorcycle.

Collision Coverage

Collision coverage is a type of motorcycle insurance that helps pay for repairs or replacements to your motorcycle in the event of an accident with another vehicle or object. This is especially important if your motorcycle is newer or still has a loan on it.

Comprehensive Coverage

Often referred to as “other than collision” coverage, this is a type of optional motorcycle insurance that typically protects your bike from a wider range of dangers such as theft, vandalism, fire, weather events, animal collisions, falling objects, etc.

Property Damage Coverage

In our motorcycle insurance, property damage coverage is actually a part of liability insurance—covering someone else’s property in the event you cause damage in an accident that’s your fault.

Uninsured/Underinsured Motorist Coverage

An optional type of motorcycle insurance, it protects you financially in case you’re injured from an accident caused by a motorist with either not enough insurance or none at all.

What Our
Clients Say

Eugene O. | Customer Since 2019

Rachel McCurry was fast and very professional and very knowledgeable and very pleasant to work with. I recommend Sanford and Rachel to anyone inquiring about insurance. I appreciate her very much and trust her with all my insurance needs.

Coyt C. | Customer Since 2010

Ashley is a pro and always responds immediately to all my insurance questions.

Fernando P. | Customer Since 2019

Ashley took the time to explain the policy inclusions and exclusions and answer additional questions.

Does RV Insurance Cover Water Damage?

Does RV Insurance Cover Water Damage?

Are you a great adventurer who thrives in the outdoors? You may own or want to own a recreational vehicle at some point in your life. While RVs are a fun addition to your outdoor lifestyle, they can also come with headaches depending on your luck. Much like homes or...

Why Do I Need Boat Insurance?

Why Do I Need Boat Insurance?

What a great place to be—the open water. Whether you’re taking a trip on the lake, down the river or into the ocean, boating is a great way to enjoy the outdoors and make memories. The memories made in the great outdoors with family or friends will be cherished for...

Let's Get Started

Consulting with one of our licensed insurance agents in Virginia can keep you in the know of the risks you face both in your business and personal life. We are here to help you get the best coverage, protecting you against the many risks that are prevalent today.

Sanford Insurance

About Us
Testimonials
Blogs

Areas We Serve

Richmond

Virginia

Maryland

D.C.

Contact Us

South Richmond, VA
804-716-8940
Richmond / Henrico, VA
804-249-9475
info@sanfordinsuranceva.com

Follow Us

 

© 2020 Sanford Insurance Web Design by Emerge Richmond