Boat & Yacht Insurance

Marine Insurance Company Based in Richmond, VA

Boats are a great way to escape the stress of everyday life. Many people dream of someday owning a boat. When that time comes to make your dream a reality, it is important to purchase the appropriate insurance for your new investment.

Marine insurance provides full coverage for your boat, and the policy provides coverage when it is in or out of the water. We can write customizable insurance policies for any high performance powerboats, pontoons, houseboats, jet skis, wave runners or even commercial sailing vessels. We offer Boat Owner’s Insurance for watercrafts — small and large, including yachts.

Boat Owner’s Insurance is a safety precaution just as essential as a life vest or a fire extinguisher. Don’t leave the dock without it. Protect your boat and your water adventures with one of our Boat Owner’s Insurance policies. With such a policy aboard, you’ll be covered against the many risks every pleasure boater to the yacht owner inevitably faces — from the predictable and obvious to the random and unexpected.

Personal Insurance Services

Comprehensive

What Does It Cover?

Get coverage for:

Property, including boat, motor, trailer, safety and lifesaving equipment, plus personal effects
Towing to recover a stranded boat
Optional uninsured boater coverage
Automatic unattached equipment
Liability coverage

While it is not fun to think about, there are times when an accident happens on the water. There are many scenarios where having watercraft insurance is important.

Theft
Vandalism
Collisions with uninsured watercraft owners
Collisions with objects and other boaters

It is not just the boat itself which can be covered. Damage to sails, life preservers, anchors and other accessories may also be included in your coverage. Just like with automobile coverage, liability coverage provides for legal payments if you cause an accident on the water. it may also pay for damage to other boats and payments for medical treatment for your guests and injured parties on the vessel.

Don’t Take Any Chances

At Sanford Insurance, a premier boat and yacht insurance company based in Richmond, VA, we try to make sure our clients are fully insured for any kind of water vessels. We can provide affordable options to ensure all of your recreational vehicles including most types of boats. Contact us today to see what your options include.

What Our
Clients Say

Erica D. | Customer Since 2018

Quick and excellent customer service by Rachel.

Wynne L. | Customer Since 2011

Quick and excellent customer service by Rachel.

Reginald M.| Customer Since 2019

When we were caught in a bad situation, you were recommended. We contact you, and you were there for us. Lower premiums, better coverage, friendly local service. We are satisfied and we thank you for being there.

Why Do I Need Boat Insurance?

Boat Insurance

What a great place to be—the open water. Whether you’re taking a trip on the lake, down the river or into the ocean, boating is a great way to enjoy the outdoors and make memories. The memories made in the great outdoors with family or friends will be cherished for...

Let's Get Started

Consulting with one of our licensed insurance agents in Virginia can keep you in the know of the risks you face both in your business and personal life. We are here to help you get the best coverage, protecting you against the many risks that are prevalent today.