Insurance Articles
How to Prepare Your Home for Flooding in Virginia
Virginia is no stranger to flooding damage. As a coastal state with many mountains and valleys, it’s easy to see how homeowners across the commonwealth experience flooding every year. During the summer hurricane season or even during the winter months, Virginia...
Does Filing a Home Insurance Claim Hurt You?
The short answer: Sometimes. Filing a claim with your home insurance provider can raise your yearly premium, but it depends on a wide host of factors. Whether you should file a home insurance claim or not depends entirely on: What’s covered in your...
Church Safety: 6 Ways to Prevent a Deadly Fire
As church leaders, it’s important to protect our congregation from harm while they’re within our building. This includes dangerous fire accidents. According to the U.S. Fire Administration, there were approximately 1.3 million fires in the United States in...
10 Factors That Affect Your Home Insurance Premium in Richmond, VA
Home insurance is an important, and often necessary, part of owning a home. These plans protect your #1 investment and the people who call it home. That’s why it’s important to get the right amount of coverage for your situation. While you want to protect your...
How to Insure Your RV in Richmond, VA
With warm weather and cool breezes comes vacation time! For many Richmond families, that means loading up their Recreational Vehicle (RV) and hitting the road. Before you begin your comfy cross-country journey, it’s important to understand if your RV is covered by...
How to Prevent Water Damage to Your Richmond Home
During the spring months, Richmond, VA sees a lot of rain showers. More rain means more chances for flooding and water damage to your home. While you’re planning to protect your house from thunderstorms, that’s only half of your problems. Most water damage...
6 Steps to Take After a Car Accident in Virginia
Car accidents are everyone’s worst nightmare. No matter how small or serious the collision, they can be stressful and emotionally taxing. In the haze of the moment, it’s easy to forget exactly what steps you should take. By ignoring certain steps or failing to...
5 Reasons Independent Contractors Need Insurance
Like many contractors, you got into business to be your own boss. Rather than answering to a higher up or following corporate guidelines, you decided to be independent and bring your expertise directly to your clients. The one downside to being an independent...
Fireplace Safety Tips for the Winter Season
Winter is the perfect time to sit around the fireplace with your family. A cozy fire burning bright, everyone spending quality time with each other, it is a classic holiday sight. Unfortunately, these picturesque family moments can be ruined by improper fireplace...
How to Drive Safely Through Snow and Ice in Virginia
Snowy weather always proves dangerous in Virginia. While our friends to the north may tease us for not knowing how to drive during a blizzard, it’s important to know how to stay safe even during a light dusting of snow. In 2018, there were nearly 400 reported...
How to Safely Celebrate the Holidays During COVID-19
2020 has been difficult for everyone. No matter your situation, the COVID-19 virus has impacted our lives in one way or another. Most importantly, it has separated us from our loved ones as we try to reduce the spread of the disease. As the holiday season is upon us,...
How to Prepare your Church for Virginia Winter Weather
Around the winter holidays like Christmas, churches can be just as popular as any mall or restaurant. According to a 2015 poll from LifeWay Research, out of 1,000 people polled, 61% say they do attend church around Christmastime. Out of the group that does not attend...
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